| Commissioning party | CIMB Bank Malaysia |
| Country | Malaysia |
| Project period | 2023–2025 |
| Thematic areas | Renewable energy (RE), energy efficiency (EE), green credit appraisal, ESG risk management |

Project overview
This advisory assignment focused on the investment climate and financing barriers affecting renewable energy and energy efficiency projects across Southeast Asia, with Malaysia as the country of assignment. The work described included assessment of commercial banks and non-bank financial institutions (NBFIs), together with development of practical green finance appraisal approaches and credit risk guidance intended to support increased private-sector investment in clean energy.
Scope of services
• Market and investment barrier analysis — Assessed market gaps and financial bottlenecks influencing bankability and lending for RE/EE investments, including constraints relevant to commercial banks and NBFIs.
• Financial institution assessment — Reviewed institutional lending practices and green finance readiness to identify opportunities for strengthening credit evaluation and sustainable finance processes.
• Green finance appraisal methodologies — Developed dedicated approaches to evaluate project eligibility, technical performance, financial viability and credit risks for clean energy investments.
• ESG risk assessment guidance — Prepared guidance for identifying and integrating environmental, social and governance considerations into RE/EE lending decisions.
• RE/EE credit underwriting products — Developed underwriting concepts and supporting tools for financing solar photovoltaic (PV) systems, mini-grids and industrial energy efficiency retrofits.
